MOLPay provides 3-D Secure, which is a card holder authentication mechanism. Every card entered in the payment gateway is checked by the respective card association, i.e. MasterCard or VISA. It is verified whether or not user authentication is required for the given card. If yes, the card holder is redirected to the issuer bank’s system to identify himself (by entering a password, inserting a chip card providing other sensitive information). The result of the authentication is then handed back to the payment gateway.
Updated on March 7, 2018